About
Why owners choose State Compensation Insurance Fund
Access California's leading workers compensation carrier with deep hospitality expertise, comprehensive safety resources, and superior claims management designed specifically for California hospitality employers.
State Compensation Insurance Fund (State Fund) is California's largest workers compensation insurance carrier, with a specialized Hospitality program serving hotels, motels, restaurants, bars, and entertainment venues throughout California. As a private, nonprofit mutual insurer, we focus exclusively on workers compensation. Our Hospitality team understands the unique challenges facing California's diverse hospitality industry, from coastal resorts to urban hotels to wine country restaurants. We provide comprehensive workers compensation coverage with competitive rates and superior service, backed by our commitment to serving California employers. Our claims organization is the largest in California, with experienced adjusters, medical case managers, and return-to-work coordinators who specialize in hospitality claims. We emphasize quality medical care, early intervention, and modified duty programs to help injured workers recover while controlling costs. Our safety consultants provide on-site training, ergonomic assessments, and industry-specific safety programs.